Mortgages from Cockle Finance
We work alongside our partner compan,y Greybridge Mortgages who can help you with all your Mortgage needs Whether you’re looking for a first-time buyer mortgage, buy to let mortgage or something else, we’ll search our panel of lenders to get the best deal. With a wealth of experience in the industry, we have the resource and knowledge to broker the best mortgage.
When choosing a mortgage it’s important to fully understand what’s involved and how it will affect you going forward. If you’re in need of a mortgage, then be sure to apply through Greybridge Mortgages today and we’ll find the best rate and term for you.
Experienced Mortgage Brokers
Our partner, Greybridge Mortgages have years of experience as mortgage brokers and they strive to get you a mortgage that falls within your requirements. When you choose them, they’ll spend time getting to know you and the type of mortgage you’ll be needing. This makes applying for a mortgage much easier, as they’ll be able to provide all the information you need. They have worked as mortgage brokers for many individuals over the years and are well-known for the service they provide.
Types of Mortgages
First Time Mortgages – First-time mortgages are one of the most popular types of mortgage Greybridge Mortgages secure. Whether it’s for a new build or an existing home, they’ll get you the best deal.
Poor Credit Mortgages – Just because you have a poor credit rating doesn’t mean it’s always a no to a mortgage. Greybridge Mortgages work with a wide panel of lenders, some of which specialise in bad credit mortgages.
Remortgaging – If you’re looking to remortgage your property, then it’s best to try and strike a deal which means your getting the most for your money.
Buy To Let Mortgages – Many people are now choosing to put their money into property as it’s a much more secure way to make money for the future. With buy to let mortgages your going to want a mortgage that is low in cost and paid off quickly.
Benefits of Using a Mortgage Broker
Using a mortgage broker can help to take the stress away from you and rather than being put into a box by a bank, Greybridge Mortgages search across multiple lenders to get the best deal for you. Some of the top benefits of using a mortgage broker are:
- Access – They have access to a large range of lenders and use knowledge to get the best deal on the mortgage market.
- Convenience – They’ll do all the leg work and find something that matches your requirements, meaning you don’t have too.
- Expertise – The industry changes all the time and keeping up can be difficult for someone who isn’t versed with it. They keep up to date with interests rates and market trends to find you the best mortgage in the long term.
The Best Mortgage Deal
Our partner company, Greybridge Mortgages aim is to find their customers the best mortgage deals and they work with a number of leading lending parties to ensure the best deal is brokered. No matter what type of mortgage you might be looking for, they can help you find the best deal. Over the years, they have worked with all types of individuals and have secured a number of mortgages for our customers. They have a wealth of experience and will be with you throughout the mortgage process.
Why Choose Us For Mortgages?
Greybridge Mortgages have been offering mortgages to their customers across the local area for many years. Whether you’re a first-time buyer or if you’re looking for a mortgage for a second property, they have help. They have had some great feedback from our customers and believe some of the reasons you should choose them are:
- A range of mortgage options to choose from
- Years of experience in the industry
- Local company with a well-known reputation
- One of our team is always on hand to assist
Cockle Finance - Your Local Mortgage Brokers
If you’re in need of a mortgage or are looking to remortgage your property, then be sure to get in touch with Greybridge Mortgages today. They can help you to find the best mortgage deal, over a term that suits you. They work with a number of top banks and lending bodies to help our customers find the best mortgage deal. Apply today or contact them for more information.
Mortgages - Frequently Asked Questions
How long can I spread my mortgage over?
It’s entirely down to you how long you want to spread a mortgage over and most people choose to spread them over a 25 year period. This doesn’t mean your fixed with paying the same person for this long, you can change your mortgage at any point.
What is the typical interest rate on a mortgage?
A typical mortgage can range anywhere from 1.5% up to 4% and sometimes more. The interest rate on your mortgage will depend entirely on the mortgage you choose and your own personal circumstances.
Should I get a mortgage or keep renting?
Whilst renting can seem like a good idea, it can be a hard trap to get out of. Owning your own property still gives you the opportunity to move, should you need to, and you’ll also be gaining yourself a valuable asset should you need to use it against anything in the future.
Don’t I need a bank to get a mortgage?
No. Not only banks deal with mortgages and by choosing a mortgage broker, we can also help you to find the best deal and APR rate. Mortgage brokers are becoming more popular as it means you aren’t just tied to one lender.
What are my mortgage options?
There are many different options to choose from and some mortgages offer fixed rates over certain periods of time. When you choose Cockle Finance, we’ll help you find the best mortgage for your needs.
Contact Us To Start An Application
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.