Find Loans For People with Poor Credit

Cockle Finance is an established financial broker based in Essex. We have been providing people in the area first-rate financial services for decades which includes a number of different short-term financing options. Our friendly and professional experts will help you to find an alternative to a payday loan to help you meet your day-to-day expenditure and one-off expenses.

Loan Bad Credit? Cockle Finance Are A Direct Lender!

There are plenty of good reasons to turn to Cockle Finance if you have found yourself with a very poor credit score. Firstly, our friendly and professional team will be able to find the right sort of financing for you, no matter what your credit history might be. Having a poor credit rating can be an obstacle to obtaining a loan but, at Cockle Finance, we’ll do our best to find you a loan that suits your personal circumstances.

Having been established for several decades, we have the necessary know-how and experience in today’s financial world to be able to come up with a loan that is affordable and which will clearly lay out your responsibilities as the borrower. Whether you have a very poor credit history or a patchy one, our effective team will be able to find a lender who is willing to provide you with the funds you need.

We’ve been putting together competitive short-term loan deals for people with poor credit ratings, as well as CCJ loans in and around Essex for years. This means that we can help no matter how many times you may have been turned down for a loan by high street lenders. In other words, our specialist services are designed to match people with loans when poor credit might have prevented them from borrowing in the past.

Loans For People With Bad Credit Histories

People get poor or even very poor credit histories for a number of different reasons. It could be that you defaulted on a personal loan in the past or got into mortgage arrears. There again, you might be paying off a credit card bill or simply lived in the same accommodation for a time as someone with a poor credit rating in the past. All of these things can affect your credit score.

What obtaining a loan when a poor credit history needs to be factored in will often mean turning to a specialist lender. At Cockle Finance, we have all the necessary expertise to match you with an appropriate lender. Some lenders will specialise in putting loan proposals together for people with poor credit ratings as they often more accommodating than many high street lenders.

Let us find a deal for you that reflects the sum you want to borrow and the level of weekly or monthly repayments you can afford. If you don’t like the no-obligation proposal our team of experts put together for you, then you do not have to proceed. So, what have you got to lose by asking us to find out how much you might be able to borrow even if you have a poor credit history?

Turn to Cockle Finance For a Loan If You Have a Poor Credit Rating

Although we are based in Essex, you can apply for a poor credit history loan with Cockle Finance from anywhere in the UK. We operate in a professional manner and only put together straightforward financing proposals that are fair for both the borrower and the lender. Why not contact us today for our loans for people with poor and very poor credit histories?

Warning: Late repayment can cause you serious money problems. For help, go to
Cockle Finance has selected to provide you with this information only comparison service.
Fees may be payable depending on your final choice of financial product. This will depend on your circumstances and will be discussed at the earliest opportunity.
By using this website for the purpose of Loans Comparison you agree to the Terms & Conditions and Privacy Policy. is authorised and regulated by the Financial Conduct Authority (FCA) (registration number 718486) and is classed as a credit broker, not a lender. Certain types of finance are not regulated, such as bridging loans. is a registered company in England & Wales (Company No. 05455171).