We offer Home Collected Loans Repayable Over 30 Weeks

If you are looking for a pay weekly doorstep loan, the team here at Cockle will do our best to help you moving forward. In the past, we have provided cash loans for people with bad or poor credit, so even if you have a bad credit rating, we may still be able to help.

Romford’s Premier Door Step Loan Company

With so many options for loans out there, it’s difficult to know where to start. Do you apply for a credit card or perhaps an overdraft? Do you ask a relative for money or do you consider a payday loan?

Don’t worry, we won’t try to sway you one way or another, it’s entirely up to you which route you go down. All we can do is provide you with details about our service and let you do the rest.

Are you looking for Door Step Loans today?

If you need some quick cash, we can tell you if you are eligible for a door step loan today.

You can apply for a doorstep loan online and we will tell you in minutes whether you can get a cash loan delivered to your door in Romford. It’s easy to apply, all you need are a few details to hand and we can get the ball rolling.

As all loans are spread over 30 weeks, it’s easy to work out and manage the payments. A £200.00 cash loan for example, would need to repaid at a rate of £10.00 per week over 30 weeks. The total amount payable would be £300.00 at a rate of 50% fixed interest.

A.J Cockle aims to make all cash borrowing as easy as possible. The terms we offer are fixed for a reason. It saves time for both parties and helps you to get the answer you need as quickly as you need it.

Loans at Home

Most people looking for loans at home are in quite a hurry. Whether you need your car fixing, your boiler fixing or you simply need cash to make life a bit easier, we hope that we will be the solution to your money troubles.

Offering doorstep loans for the unemployed, people on benefits or people with bad credit, is something we are used to. We make sure all payments can be made before we accept you, helping to avoid any late or missed payment fees further down the line.

Home Collected Credit

For pay weekly doorstep loans in Romford, Cockle are the number one choice. We have helped hundreds of people in the local South East area, branching out to cover new areas as time has progressed. Today, we now cover more than 15 local towns, meaning we have the ability to offer cash loans on a much broader scale.

So if you are in need of a short-term, money solution, a quick application may be all it takes to get your hands on the cash you need quickly.

Frequently Asked Questions About Doorstep Loans in Romford

Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
This form of lending means:

  • Small cash loans of £100 to £1000 for new customers (and up to £2500 for existing customers) subject to affordability.
  • Loans are managed on face to face basis by team members/agents visiting you at home
  • Repayments are fixed weekly amounts for a fixed number of weeks (typically 13 to 52)
  • No hidden costs or charges – even if you miss a payment or two

Just like other kinds of borrowing, a doorstep loan can have either a positive or negative impact on your credit rating, depending on how well you manage it. Like all loans, a doorstep loan does affect your credit score. Whether this effect is positive or negative depends on you. If you repay it in full and on time, it should make a favourable change to your credit score.

Even if you started with a poor rating, you may be able to leave the lender with a better one. How? Simply by paying off all of your loan by the date you agree when you take it out. Of course, on the flip side, just like any lender, not repaying on time can harm your score and can affect you obtaining credit in the future.

The difference between a doorstep lender and some other lenders is that a doorstep lender could lend to you even if you don’t have the best history at the moment. So, you actually get the chance to begin improving your score if you pay off your loan on time.

At Cockle Finance our aim is to make the process as smooth and simple as possible for our clients. We’ll help to take away the stresses of needing a small amount of cash, in and around the area of Preston. For more information simply call our professional loan advisors today, they’ll be more than happy to assist. Our assessments are quick and easy, and we’ll be able to determine quickly whether our doorstep loan service is the right choice for you. After this we will arrange to meet and discuss your options further, this is all done at a time which is convenient for you.

Doorstep loans can also be known as home credit loans, these are a type of personal loan. Just as the name suggests, the cash loan is delivered directly to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.

  • Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in installments – depending on the arrangement of the loan.
  • Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.

But remember that your doorstep loan is the same as any other debt, and they don’t have any extra legal powers. The agent isn’t a bailiff, and they can’t come into your house or take anything from you. They can’t force you to pay money you don’t have.

Contact Cockle today to find out more information or apply for a doorstep loan in Romford today.

Cockle Finance – Reliable Financial in Romford

At Cockle Finance, we are dedicated to supporting our clients in Romford. We recognise the unique financial needs and opportunities within our town, and we’re here to provide the financial assistance you need with our doorstep loans.

Navigating Financial Challenges Together

In Romford, you’re part of a vibrant and active community, but financial difficulties can sometimes arise. We understand that the ups and downs of life can arrive when you least expect them. Sometimes, you just don’t have that rainy day pot for when the washing machine breaks or the car fails its MOT—and that’s what we’re here for.

It’s important to know that around 7% of Romford residents are currently unemployed, and 17% are receiving benefits. If you are facing similar challenges,we can provide help in those instances too. Remember that Cockle Finance is here to support you every step of the way.

Local Support and Resources

For those seeking additional help and advice, the nearest Citizens Advice Bureau in Romford is located at 5th Floor, Mercury House, Mercury Gardens, Romford, RM1 3HH. They offer free and confidential advice on a variety of issues, including financial guidance, employment support, and housing advice.

Financial Landscape of Romford

Understanding the financial landscape in Romford can help you make informed decisions. The average credit score in Romford is 610, which can influence your access to certain types of credit. At Cockle Finance, we strive to understand your unique situation and provide loans that are tailored to your needs, regardless of your credit history.

Banking Services and Cash Machines

Access to banking services is essential. Recently, the number of banks and cash machines in Romford has decreased, making it more challenging for residents to access their funds. Currently, there are 6 banks and 14 cash machines in the area, some of which charge fees for withdrawals. Cockle Finance offers a convenient alternative with our doorstep loan service, bringing financial solutions directly to your home.

Post Office Services

Post offices are vital for many community members, offering more than just postal services. In Romford, there are 4 post offices providing services such as bill payments, banking, and more. We encourage you to utilise these resources for your everyday needs.