Doorstep Loans in Billericay
These days, doorstep loans suit many residents of Billericay. Throughout the town, our doorstep loan service is known for its honesty, reliability and integrity. If you are looking for a doorstep loan in Billericay, then there is no finer place you could turn than Cockle Finance. After all, we have been operating in Essex since the company was founded over fifty years ago.
With a Cockle Finance doorstep loan, Billericay’s residents can secure a short-term, unsecured financing arrangement directly. In other words, instead of having to talk to a bank official or apply online for financing, you can obtain the cash you need face-to-face from one of our team. Simply call us and we’ll arrange to come and see you to work out the finer details and sort out the paperwork. Once the loan has been approved, you will receive cash, something that can be a big advantage over other sorts of financing options which might be credited to your bank or building society account instead.
With the term of the loan sorted out – the number of repayments you will need to make – and the loan sum agreed, you will then pay back the loan from your doorstep, too. This means we will call to collect each payment instalment from you directly, as well. Again, this personalised approach suits many people who want face-to-face contact with their lender. It means being able to discuss any changing needs or different circumstances that may arise with a human being, too.
Flexible Loans in Billericay on Your Doorstep
Many of our doorstep loans in Billericay are arranged so that repayments are handled every week, usually at an agreed time soon after you get paid. This makes it easier to plan your weekly finances because the loan repayment will be one of the first things you pay each week. However, this does not suit everyone living in Billericay. So, if you’d prefer a fortnightly repayment schedule for your doorstep loan or even a monthly one, then we will certainly look into this possibility for you.
At Cockle Finance, our Billericay doorstep loan service is all about making it easier for you to obtain the cash you might need for one-off expenditure, such as a car repair or to replace a broken appliance, but also spread the cost. Our doorstep loans offer a competitive alternative to other sources of financing. What’s more, they come with a personalised service that is tailored to your individual circumstances.
Why Choose Cockle Finance For Billericay Doorstep Loans?
With a great deal of experience in financial services, Cockle Finance is a trusted name in doorstep loans in Billericay. We offer a reliable service that means being able to see the sum you owe fall each week following a repayment. Even better, if you have a poor credit history, you may still be able to obtain one of our Billericay doorstep loans. Make an enquiry today as you may be surprised about how affordable our financing options can be.
Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
This form of lending means:
- Small cash loans of £100 to £1000 for new customers (and up to £2500 for existing customers) subject to affordability.
- Loans are managed on face to face basis by team members/agents visiting you at home
- Repayments are fixed weekly amounts for a fixed number of weeks (typically 13 to 52)
- No hidden costs or charges – even if you miss a payment or two
Just like other kinds of borrowing, a doorstep loan can have either a positive or negative impact on your credit rating, depending on how well you manage it. Like all loans, a doorstep loan does affect your credit score. Whether this effect is positive or negative depends on you. If you repay it in full and on time, it should make a favourable change to your credit score.
Even if you started with a poor rating, you may be able to leave the lender with a better one. How? Simply by paying off all of your loan by the date you agree when you take it out. Of course, on the flip side, just like any lender, not repaying on time can harm your score and can affect you obtaining credit in the future.
The difference between a doorstep lender and some other lenders is that a doorstep lender could lend to you even if you don’t have the best history at the moment. So, you actually get the chance to begin improving your score if you pay off your loan on time.
At Cockle Finance our aim is to make the process as smooth and simple as possible for our clients. We’ll help to take away the stresses of needing a small amount of cash, in and around the area of Preston. For more information simply call our professional loan advisors today, they’ll be more than happy to assist. Our assessments are quick and easy, and we’ll be able to determine quickly whether our doorstep loan service is the right choice for you. After this we will arrange to meet and discuss your options further, this is all done at a time which is convenient for you.
Doorstep loans can also be known as home credit loans, these are a type of personal loan. Just as the name suggests, the cash loan is delivered directly to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
- Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in installments – depending on the arrangement of the loan.
- Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.
But remember that your doorstep loan is the same as any other debt, and they don’t have any extra legal powers. The agent isn’t a bailiff, and they can’t come into your house or take anything from you. They can’t force you to pay money you don’t have.