Repayable over 30 Weeks

If you are searching for a doorstep loan company offering pay weekly loans, Cockle might be the perfect company for you. In the past, we have provided cash loans for people with both poor and bad credit, so even if your credit rating isn’t too good, we will still consider lending to you.

Home Collected Loan Options

There’s a range of options to choose from when you need financial help, including overdrafts, personal loans and pay day loans, but have you considered a home collected loan?

We won’t try and push you into taking a loan from us, but we will give you all the details you need to make an informed decision. It’s entirely up to you which route you go down when you need financial help, but hopefully our service will be of help to you.

Are you looking for door step loans today?

We can tell you if you are eligible for a door step loan today, all you need to do is apply. We will be able to tell you within minutes of your application whether you have been successful for your cash loan or not.

It’s easy to apply for an Cockle doorstep loan in Purfleet. Provide us with a few important details and we will tell you whether or not we can deliver a cash loan to your door.

As all loans are spread over 30 weeks, it’s easy to work out and manage the payments. A £200.00 cash loan for example, would need to repaid at a rate of £10.00 per week over 30 weeks. The total amount payable would be £300.00 at a rate of 50% fixed interest.

A.J Cockle aims to make all cash borrowing as easy as possible. The terms we offer are fixed for a reason. It saves time for both parties and helps you to get the answer you need as quickly as you need it.

Cash Loans Delivered to Your Home

Usually, people looking for loans at home are looking for money quickly. Whatever your financial situation, whether you need your car fixing or you want to make life a little bit easier at home, we will attempt to make your life a little bit easier with a short-term cash loan, repayable over 30 weeks.

We have provided doorstep loans for the unemployed, people on benefits and people with bad credit too. Please don’t think that we won’t accept you if you have bad credit or assume that we will accept you, we have to make sure all repayments can be made before we give you and answer.

We will Collect Payments Weekly from your Door

For pay weekly doorstep loans in Purfleet, Cockle is here to help you. We have helped many people in the local area with their money problems, providing short-term cash solutions to help them live life a bit easier.

If you are in the same boat and require a quick, money solution, an application may be all that is needed for you to get your hands on the money you need. All repayments will be collected on a weekly basis from your doorstep, so only apply if you can afford to pay back the money that you owe.

Contact Cockle today to find out more information or apply for a doorstep loan in Purfleet today.


Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
This form of lending means:

  • Small cash loans of up to £300 for new customers (and up to £1000 for existing customers) subject to affordability.
  • Loans are managed on face to face basis by team members/agents visiting you at home
  • Repayments are fixed weekly amounts for a fixed number of weeks (typically 20 – 45 weeks)
  • No hidden costs or charges – even if you miss a payment or two

Just like other kinds of borrowing, a doorstep loan can have either a positive or negative impact on your credit rating, depending on how well you manage it. Like all loans, a doorstep loan does affect your credit score. Whether this effect is positive or negative depends on you. If you repay it in full and on time, it should make a favourable change to your credit score.

Even if you started with a poor rating, you may be able to leave the lender with a better one. How? Simply by paying off all of your loan by the date you agree when you take it out. Of course, on the flip side, just like any lender, not repaying on time can harm your score and can affect you obtaining credit in the future.

The difference between a doorstep lender and some other lenders is that a doorstep lender could lend to you even if you don’t have the best history at the moment. So, you actually get the chance to begin improving your score if you pay off your loan on time.

At Cockle Finance our aim is to make the process as smooth and simple as possible for our clients. We’ll help to take away the stresses of needing a small amount of cash, in and around the area of Preston. For more information simply call our professional loan advisors today, they’ll be more than happy to assist. Our assessments are quick and easy, and we’ll be able to determine quickly whether our doorstep loan service is the right choice for you. After this we will arrange to meet and discuss your options further, this is all done at a time which is convenient for you.

Doorstep loans can also be known as home credit loans, these are a type of personal loan. Just as the name suggests, the cash loan is delivered directly to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.

  • Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in instalments – depending on the arrangement of the loan. The main difference though is that with a doorstep loan, there are no fees at all for late or missed payments.
  • Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.

Yes – We’re Authorised & Regulated by the Financial Conduct Authority

Cockle Finance- Financial Services in Purfleet

At Cockle Finance, we are dedicated to supporting the close-knit and evolving community of Purfleet. We recognise the unique financial needs and opportunities within our town, and we’re here to provide the financial assistance you need with our doorstep loans.

Navigating Financial Challenges Together

In Purfleet, you’re part of a dynamic community, but financial difficulties can sometimes arise. We understand that the ups and downs of life can arrive when you least expect them. Sometimes, you just don’t have that rainy day pot for when the washing machine breaks or the car fails its MOT—and that’s what we’re here for.

It’s important to know that around 6% of Purfleet residents are currently unemployed, and 15% are receiving benefits. If you are facing similar challenges, we can help in those instances too. Remember that Cockle Finance is here to support you every step of the way.

Local Support and Resources

For those seeking additional help and advice, the nearest Citizens Advice Bureau serving Purfleet is located at 13 St. James Road, Grays, RM17 6EW. They offer free and confidential advice on a variety of issues, including financial guidance, employment support, and housing advice.

Financial Landscape of Purfleet

Understanding the financial landscape in Purfleet can help you make informed decisions. The average credit score in Purfleet is 605, which can influence your access to certain types of credit. At Cockle Finance, we strive to understand your unique situation and provide loans that are tailored to your needs, regardless of your credit history.

Banking Services and Cash Machines

Access to banking services is essential. Recently, the number of banks and cash machines in Purfleet has decreased, making it more challenging for residents to access their funds. Currently, there are 2 banks and 6 cash machines in the area, some of which charge fees for withdrawals. Cockle Finance offers a convenient alternative with our doorstep loan service, bringing financial solutions directly to your home.

Post Office Services

Post offices play a vital role for many community members, offering more than just postal services. In Purfleet, there is 1 post office providing services such as bill payments, banking, and more. We encourage you to utilise these resources for your everyday needs.