We offer Home Collected Loans Repayable Over 30 Weeks
If you are looking for a pay weekly doorstep loan, the team here at Cockle will do our best to help you moving forward. In the past, we have provided cash loans for people with bad or poor credit, so even if you have a bad credit rating, we may still be able to help.
Romford’s Premier Door Step Loan Company
Whether you are looking for a pay weekly loan or a home collected loan specifically, we are here to help. In recent times, we have provided doorstep loans for people with bad or poor credit, so even if you have a poor credit rating, we will still consider lending to you.
Choose Cockle when you need a Door Step Loan Company in Dagenham
It’s difficult to know where to start when you require a loan. The bank seems an obvious choice, but it can often take time to push the loan through and they are often less likely to say yes. There’s always the possibility of extending your overdraft or even applying for a payday loan, but you don’t get the same sort of leeway as you get with a pay weekly loan. They are often far less manageable.
The choice is entirely up to you when it comes to getting a loan, so it’s always worth considering all options. If your mind is made up, all we can do at this point is provide you with details about the service we offer and let you do the rest.
Quick Decisions on Home Collected Credit
We can tell you if you are eligible for a door step loan today. Within minutes you could find out whether you can get your hands on some quick cash or not.
It’s easy to apply for a doorstep loan in Dagenham. All we will need is a few details from you and we can start the application process.
As all loans are spread over 30 weeks, it’s easy to work out and manage the payments. A £200.00 cash loan for example, would need to repaid at a rate of £10.00 per week over 30 weeks. The total amount payable would be £300.00 at a rate of 50% fixed interest.
A.J Cockle aims to make all cash borrowing as easy as possible. The terms we offer are fixed for a reason. It saves time for both parties and helps you to get the answer you need as quickly as you need it.
Loans at Home – We will be at your door QUICKLY!
Most people looking for loans at home need a quick solution or a same-day answer. Whether your boiler has broken down, you need a new set of tyres or you generally just need financial help, we hope we can be of assistance to you.
Offering doorstep loans for the unemployed, people on benefits or people with bad credit, is something we are used to. We make sure all payments can be made before we accept you, helping to avoid any late or missed payment fees further down the line.
Apply for a Door Step Loan
Cockle are the one of the leading choices for doorstep loans in Dagenham. In the past we have helped lots of local people find a quick cash solutions, even those with bad credit or those who are unemployed. Our service covers many of the local towns in and around Dagenham, so even if you are slightly further afield, we my still consider you.
A quick application may be all it takes for you to get the cash you need quickly. If you need a short-term, money solution, be sure to get in touch and ask us about our doorstep loans in Dagenham.
Frequently Asked Questions About Doorstep Loans in Dagenham
Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
This form of lending means:
- Small cash loans of £100 to £1000 for new customers (and up to £2500 for existing customers) subject to affordability.
- Loans are managed on face to face basis by team members/agents visiting you at home
- Repayments are fixed weekly amounts for a fixed number of weeks (typically 13 to 52)
- No hidden costs or charges – even if you miss a payment or two
Just like other kinds of borrowing, a doorstep loan can have either a positive or negative impact on your credit rating, depending on how well you manage it. Like all loans, a doorstep loan does affect your credit score. Whether this effect is positive or negative depends on you. If you repay it in full and on time, it should make a favourable change to your credit score.
Even if you started with a poor rating, you may be able to leave the lender with a better one. How? Simply by paying off all of your loan by the date you agree when you take it out. Of course, on the flip side, just like any lender, not repaying on time can harm your score and can affect you obtaining credit in the future.
The difference between a doorstep lender and some other lenders is that a doorstep lender could lend to you even if you don’t have the best history at the moment. So, you actually get the chance to begin improving your score if you pay off your loan on time.
At Cockle Finance our aim is to make the process as smooth and simple as possible for our clients. We’ll help to take away the stresses of needing a small amount of cash, in and around the area of Preston. For more information simply call our professional loan advisors today, they’ll be more than happy to assist. Our assessments are quick and easy, and we’ll be able to determine quickly whether our doorstep loan service is the right choice for you. After this we will arrange to meet and discuss your options further, this is all done at a time which is convenient for you.
Doorstep loans can also be known as home credit loans, these are a type of personal loan. Just as the name suggests, the cash loan is delivered directly to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
- Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in instalments – depending on the arrangement of the loan.
- Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.
But remember that your doorstep loan is the same as any other debt, and they don’t have any extra legal powers. The agent isn’t a bailiff, and they can’t come into your house or take anything from you. They can’t force you to pay money you don’t have.