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Existing Customer Application

Step 1 of 6

16%
  • If you are employed, we will need to see evidence of this. For example, bank statements.

  • If you are self employed, we will need to see evidence of this. For example, bank statements.

  • Incomings - Please note anything you put here we will need to see proof of for it to be considered in your application.

    Please list all your incomings. If you receive a joint benefit claim please split the amount by 50% (for example if you and your partner get £100 ESA between you then please just put £50 for you).
  • Outgoings

    Please list all your outgoings - If you split any of these with a partner, we just need to know the part that YOU pay. If someone else pays this then please leave it blank.
  • We need to know if anyone at the address you live at pays towards the outgoings with you.
  • Please Select
  • We need to know how much you pay towards your rent. If Money is paid directly from your benefits we just need to know what extra you pay towards this.
  • We need to know how much you pay towards your Council Tax? If Money is paid directly from your benefits we just need to know what extra you pay towards this.
  • If this is included in your rent please select 'This Doesn't Have To Be Paid At all'
  • If this includes anything like Sky, Broadband etc please include everything.
  • If this was included in your phone bill please select 'this doesn't have to be paid at all'
  • This includes a food shop at a supermarket, lunches during the week, dinners etc. If you have a family this is the whole amount for them.
  • This could be childcare costs, after school clubs pocket money etc.
  • This will be things like pet food, pet toys, Insurance etc
  • Name of Company You Have The Loan WithAmount You Pay BackHow Often Do You Pay This? 
  • NameRelationship to you 
  • Responsible Lending

    We want to make sure that you can afford repayments on this loan. To decide if you can afford this, we will use information on your finances as they are right now.

    Is something in your life about to change?
    Future changes in your life may make it harder for you to make repauments. For example: working fewer hours, retirement, redundance, or getting less money, divorce or separation, a child or someone else you take care of joinging your household.

    If you have any changes you're expecting then please phone us on 01708 755490 and let us know.

    I'm not aware of any changes to my circumstances which may have an impact of my ability to manage this loan. *

    By submitting this form you confirm that you can afford to make the repayments on the loan.

    If you do not understand anything on this form please call one of our team on 01708 755490

    By ticking this box you give permission for one of the team at Cockle Finance to visit you at your home address to discuss a loan with you. *



    Important Information

    Cockle Finance is authorised and regulated by the Financial Conduct Authority, 25 North Colonnade, Canary Wharf Group, London, E14 5HS.

    It is also a member of the Consumer Credit Association, Queens House, Queens Road, Chester, CH1 3BQ.

    Data - How to find out more

    Cockle Finance will use the information provided to determine whether or not to issue you with a loan. To do this we may use Callcredit or Experian to perform a credit search.

    Cockle Finance will not share your data with anyone else.

    For full details on how your data may be used please contact the Consumer Credit Association or the agencies below (they may charge a small statutory fee).

    Callcredit - Consumer Services Team, PO Box 491, Leeds, LS3 1WZ or call 0870 060 1414 or visit www.callcreditcheck.co.uk

    Experian - Consumer Help Services, PO Box 8000, Nottingham NG80 7WF or call 0844 481 8000 or visit www.experian.co.uk


  • Please note that if you are struggling financially and are borrowing money for that reason, your loan application will not be accepted.
  • Cockle Finance has teamed up with UK Credit Ratings, you can check your credit report & credit score for free. To check your credit report for free, click the image below:

Cockle Finance
Office 130, 176 South Street, Romford
Essex, RM1 1BW

T: 01708 755490     E: [email protected]


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Google Rating
4.6
Cockle Finance
4.6
Marina Relf
15:34 13 Mar 19
Very helpful and great weekly payment very friendly staff
Brian Askew
01:30 15 Feb 19
Very friendly and helpful staff. Reasonable rates too......all in all a five star company
Lily French
19:29 13 Dec 18
Been with these for years now. Lovely people great company. Highly recommend definitely there when I needed help. Thanks guys
daisy masters
08:23 26 Oct 18
Been with this company for few years now always happy to help me with any problems... they make you feel like part of Thier family .... thanks
erica macdonald
03:36 09 Oct 18
Amazing service and friendly people would reccommend if need a quick loan
Jij Shh
20:56 25 Sep 18
Excellent customer service Steve thank so much mate
Andrew Bourne
13:15 18 Jun 18
Great family run company very friendly also fantastic customer service
Tracey Goodrum
20:47 13 Apr 18
Such a lovely family run business and always there to help you I really would recommend and I have been a customer for a few years now they never let you down Steve and jan are such lovely people ?
Ricky Hollands
16:09 06 Feb 18
Steve & His team have been apart of my family for over 20 years , they are fantastic , they take each case at its own face value, they understand peoples circumstances really friendly & approachable , keep up the good work.. i will be a client for many years to come , Ricky & Sarah
Char Turner
17:01 13 Jan 18
Amazing service.. Wish I could more stars.. They have amazing customer service.. And Steve is very friendly x
seany Brannigan
16:00 13 Dec 17
fantastic company have been a customer for some time rapid response for telephone enquiries totally professional manor regarding repayments that are reasonable but most of all take time to listen that's why I give this company 5* recommended
Steven Thomas
08:33 11 Dec 17
This is a family run business very friendly so if you struggle to get credit anywhere dont matter A j cockels got me out off trouble loads of times i would so recommend ??.
Shirley Webber
12:22 29 Nov 17
Great company staff are so helpful and polite Steve and Dan *****
Sandie Filipe
20:44 28 Nov 17
Great family run company been using for over 18 years and never had a problem always friendly and happy to help and great rates would highly recommend beats all other similar company's hands down
Sharon Milner
15:27 16 Nov 17
Great company and service!
Gary Beckett
09:38 15 Nov 17
Needed a small loan in a hurry and found this company when I was looking online. I cannot fault the whole process went on their website looked at there rates using the slider, which were very competitive.Filled out the form and was contacted by a member of staff shortly afterwards, They arranged to come and drop the loan off and the guy who came Dan was great to deal with.I will certainly be using AJ Cockle again!
Mark Browning
11:00 22 Jun 17
its a family run business rates very reasonable highly recommended
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