You’ve been redirected to Cockle Finance because Choose Wisely believes we may be able to help with the loan you’re looking for.
Continue your application with Cockle Finance
Cockle Finance is a family-run, award-winning UK lender. Instead of relying on traditional credit checks, we use Open Banking technology to review your recent bank transactions and carry out a fair affordability assessment. This means people with lower credit scores may still have a better chance of being accepted if the loan is affordable for them.
We’re also different from many lenders because we don’t charge any late or missed payment fees, so you always know exactly what you’ll repay. We also offer flexible repayment options to make managing your loan easier.



Cockle Finance is Authorised & Regulated by The Financial Conduct Authority, Firm Reference number: 804740