Our Home Collected Loans are Repayable Over 30 Weeks
Whatever your reasons are for needing a doorstep loan, allow Cockle to assist you. We are able to provide cash loans for people with bad or poor credit, as well as people who are unemployed or on benefits. All loans are repayable over 30 weeks, making the payment plans simple for both parties involved.
Basildon Door Step Loan Company
It’s difficult to know where to begin when you need financial help. Payday loans, overdrafts, personal loans and borrowing from a relative are all options, but if you are considering a doorstep loan, all we can do is provide you with the important details and let you decide the rest.
We have provided many people in Basildon with a doorstep loan and you could be next…
Get your hands on a door step loan today
Cockle can help you get your hands on the quick cash you need. Find out today if you are eligible for a door step loan.
It’s easy to apply for a doorstep loan online and we can tell you within minutes whether you are eligible to have cash delivered your door. All you need to do is fill out some important details that will help us to make our lending decision.
As all loans are spread over 30 weeks, it’s easy to work out and manage the payments. A £200.00 cash loan for example, would need to repaid at a rate of £10.00 per week over 30 weeks. The total amount payable would be £300.00 at a rate of 50% fixed interest.
A.J Cockle aims to make all cash borrowing as easy as possible. The terms we offer are fixed for a reason. It saves time for both parties and helps you to get the answer you need as quickly as you need it.
Loans at Home
We tend to find those of you that want a cash loan to your door are in hurry, so we aim to make our service as speedy and hassle free as possible. Whether you have something that urgently needs fixing at home or your car service is due, cash loans can provide the short-term money solution you need to cover important costs of living.
We offer doorstep loans for the unemployed and people on benefits, as well as for people with bad credit too. So long as we are satisfied you can make the payments comfortably, you will be considered for a doorstep loan.
Home Collected Credit
We are one of the leading choices for home collected credit loans in Basildon, having helped hundreds of local people with their financial needs.
So if you require cash quickly, an application to Cockle may be all it takes to provide you with the short-term, money solution you were hoping for.
Frequently Asked Questions About Doorstep Loans in Basildon
Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
This form of lending means:
- Small cash loans of £100 to £1000 for new customers (and up to £2500 for existing customers) subject to affordability.
- Loans are managed on face to face basis by team members/agents visiting you at home
- Repayments are fixed weekly amounts for a fixed number of weeks (typically 13 to 52)
- No hidden costs or charges – even if you miss a payment or two
Just like other kinds of borrowing, a doorstep loan can have either a positive or negative impact on your credit rating, depending on how well you manage it. Like all loans, a doorstep loan does affect your credit score. Whether this effect is positive or negative depends on you. If you repay it in full and on time, it should make a favourable change to your credit score.
Even if you started with a poor rating, you may be able to leave the lender with a better one. How? Simply by paying off all of your loan by the date you agree when you take it out. Of course, on the flip side, just like any lender, not repaying on time can harm your score and can affect you obtaining credit in the future.
The difference between a doorstep lender and some other lenders is that a doorstep lender could lend to you even if you don’t have the best history at the moment. So, you actually get the chance to begin improving your score if you pay off your loan on time.
At Cockle Finance our aim is to make the process as smooth and simple as possible for our clients. We’ll help to take away the stresses of needing a small amount of cash, in and around the area of Preston. For more information simply call our professional loan advisors today, they’ll be more than happy to assist. Our assessments are quick and easy, and we’ll be able to determine quickly whether our doorstep loan service is the right choice for you. After this we will arrange to meet and discuss your options further, this is all done at a time which is convenient for you.
Doorstep loans can also be known as home credit loans, these are a type of personal loan. Just as the name suggests, the cash loan is delivered directly to your doorstep. A member of our dedicated team will then come around to your home on a weekly basis to collect your loan repayments.
- Doorstep Loans – This is when a company will bring the money that has been loaned to a person’s home and collects the repayments from the doorstep in installments – depending on the arrangement of the loan.
- Payday Loans – This is usually a short-term loan usually for a small amount of money. The lender is designed payday loans for you to pay them back when you get your next salary on your payday.
But remember that your doorstep loan is the same as any other debt, and they don’t have any extra legal powers. The agent isn’t a bailiff, and they can’t come into your house or take anything from you. They can’t force you to pay money you don’t have.