One Last Step To Complete Your Application To Us

To finalise your application, you now need to securely connect your bank account using Open Banking.
This quick step lets us confirm your income and regular expenses instantly – meaning no payslips, no screenshots, no hassle.

It only takes about 30 seconds to complete.

Complete Open Banking Now

We need to be able to see your income AND expenditure on your bank accounts. You can add more than one bank  account if needed.

How It Works

1️⃣ Secure & Regulated
We use FCA-regulated Open Banking technology (Plaid) to safely view your recent bank transactions.
Your login details are never shared with us.

2️⃣ Fast & Easy
You log in to your bank using your normal online banking.
The connection usually takes less than 2 minutes.

3️⃣ Instant Decision
Once complete, we can assess your application straight away – helping you get a faster decision.

✅ We cannot take money from your account.
✅ You can revoke access at any time.
✅ We only see what we need (income and regular spending) to assess affordability.

Common Questions

  • Why do you need to see my bank statements?
    To make sure any loan we offer is affordable and responsible.

  • Is this safe?
    Yes – it’s regulated by the Financial Conduct Authority (FCA).

  • What if I don’t complete it?
    We won’t be able to  complete n affordability assessment and therefore can’t offer you a loan